Funding Pips Review: Fast Payouts or Fast Problems? Full Truth Inside
Honest, Deep & Complete Analysis
November 26, 2025
12 min read
Overview – Quick Snapshot
Firm Name:Funding Pips
Founded:2022
Headquarters:UAE
Max Funding:$200,000
Funding Model:Instant, 1‑Phase & 2‑Phase
PTI Index:9.0/10
What is Funding Pips?
Funding Pips is a forex and CFD proprietary trading firm that funds traders after they complete an evaluation challenge. They provide access to funding capital, trading platforms like MT5, cTrader, and MatchTrader, and allow traders to keep up to 85–100% of their profits.
It aims to offer:
- Simple rule structure
- Flexible time limits (unlimited days)
- Affordable challenge fees
- Fast verification & payouts
For many traders, Funding Pips has become one of the easiest-to-pass 1-phase evaluation prop firms.
How Funding Pips Differs From Other Prop Firms
Advantages
- No time limits on evaluationBig plus for swing traders or low frequency traders.
- Flexible account optionsChoose instant funding, 1-step or 2-step.
- Competitive profit splitsUp to 85–100% depending on model.
- Strong community reputationFast support, transparent rules, good payout history.
Limitations
- Not suitable for high-frequency tradersHFT, grid bots, latency arbitrage not allowed.
Funding Programs Comparison
| Criteria | Instant Account | 1‑Phase Evaluation | 2‑Phase Evaluation |
|---|---|---|---|
| Account Sizes | $10k–$200k | $10k–$200k | $10k–$200k |
| Challenge Fee | Highest | Moderate | Lowest |
| Profit Target | N/A | 8–10% | Phase 1: 8% / Phase 2: 5% |
| Max Drawdown | 6% | 6% | - |
| Daily Drawdown | 3% | 3% | - |
| Profit Split | 50–70% | Up to 85% | Up to 85% |
| Time Limit | Unlimited | Unlimited | Unlimited |
Platforms, Instruments & Execution
Trading Platforms
- MetaTrader 5 (MT5)
- cTrader
- MatchTrader
Available Instruments
- Forex (majors/minors)
- Gold & metals
- Indices (US30, NAS100, GER40)
- Crypto CFDs
- Commodities
Payouts, Profit Split & Withdrawal Process
| Profit Split | Up to 85% (100% in rare tiers) |
| First Payout | After 30 days |
| Subsequent Payouts | Every 14 days |
| Payout Speed | 1–3 business days |
| Payout Methods | CryptoBank TransferUSDT |
| Payout Proof | Widely visible on social media and review platforms |
📌 Delays are rare but may occur during high-volume withdrawal days. | |
Support & Reputation
Support Quality
Friendly and transparent team, helpful with rule clarifications
1–5 minutes (live chat)
Trustpilot Rating
Independent reviews from real users
4.5/5
Community Size
Active traders using this platform
50,000+
Most Loved
- No time limits
- Simple rules
- Easy 1‑phase pass rate
Most Complained About
- Spreads on gold during high volatility
- Strict rules against fast scalping & latency trading
What Traders Praise
- Simplicity of rules
- Low stress due to no time pressure
- Good customer service
- Reliable payout frequency
Common Complaints
- Slippage during news
- Strict enforcement of prohibited strategies
Pros & Cons
Pros | Cons |
|---|---|
Multiple program types (Instant, 1‑Phase, 2‑Phase) | HFT, arbitrage, and certain scalping strategies restricted |
No time limits to pass challenges | Spreads may widen on gold during news |
High profit split (up to 85%+) | Some competitors offer faster (24-hour) payout guarantees |
Fast and helpful support | - |
Strong community trust & payout history | - |
Red Flags (If Any)
- Occasional slower payouts during high-demand payout days
- Traders using aggressive bots may face violations
- No major scam indicators or unresolved complaints
Who Should Use Funding Pips?
Perfect For
- Scalpers
- Day traders
- EA traders (non-HFT)
- Traders who prefer no time limit
- Consistent, low‑risk strategy users
Not Ideal For
- High-risk martingale/grid traders
- HFT or tick‑scalping traders
- Those wanting a 2‑phase challenge with lower drawdown rules
Step-by-Step: How to Get Funded
1
Select any evaluation model (instant, 1‑step, or 2‑step)
2
Pay the challenge fee
3
Trade the evaluation following DD rules
4
Pass the target(s) and complete minimum trading days
5
Receive the funded account
6
Trade and request payout after 30 days
7
Withdraw profits every 14 days thereafter
Total Steps: 7Follow all steps to get funded
Final Verdict
Our comprehensive analysis conclusion
Highly Recommended
Why Funding Pips Stands Out
Flexible Evaluation
Multiple program options with unlimited time limits
High Profit Split
Up to 85-100% profit sharing for traders
Reliable Payouts
Consistent payout history with fast processing
Simple Rules
Easy-to-understand guidelines for all traders
Our Recommendation
If your strategy is compliant and you prefer low-stress evaluations, Funding Pips is one of the best 1‑phase evaluation prop firms to consider in 2025.
Start small, test execution, then scaleFrequently Asked Questions
Yes, Funding Pips is legitimate with a strong reputation, active community, and reliable payout records.
1–3 business days.
Yes, but ultra-fast scalping, latency arbitrage, and HFT bots are banned.
Yes—typically 3 to 5 depending on the evaluation model.
